Seller guide

How payouts work

Simple, transparent, and secure. Here's exactly how you get paid when you sell on AI Card Marketplace.

Section 1

How you get paid

Selling on AI Card Marketplace is straightforward. Once your item sells and ships, your earnings are sent directly to your bank account through Stripe Connect — our secure payout partner.

Direct to your bank

Your earnings are transferred directly to your bank account through Stripe Connect. No manual withdrawals needed.

Secure and verified

Stripe handles all payment processing and identity verification. Your financial information is never stored on our servers.

Weekly payouts

All eligible payouts are sent every Monday. You'll always know when to expect your money.

Section 2

What you earn from each sale

Your payout is the item price plus shipping, minus two small deductions: a Stripe processing fee and a marketplace fee based on your plan.

1

Buyer pays

Item + shipping + tax

2

Fees deducted

Stripe fee + marketplace fee

3

You receive payout

Net earnings sent to your bank

You earn

  • Item price

    The price you set for your card.

  • Shipping cost

    The shipping amount you set — included in your payout.

Deductions

  • Stripe processing fee

    2.9% + $0.30 domestic · 3.9% + $0.30 international. Applied to item price + shipping.

  • Marketplace fee

    Basic: 7% · Collector: 5% · Pro Collector: 3%. Applied to item price only. Minimum $1.

Buyers pay sales tax. Tax is not part of your payout and is never deducted from your earnings.

Section 3

When payouts are released

Payout timing depends on the order value. Higher-value orders require additional delivery confirmation to protect both buyers and sellers.

1

Sale

2

Shipment

3

Delivery

4

Payout

Under $500

Tracking uploaded

Payout released after you mark the item as shipped with a valid tracking number.

$500 – $1,999

Delivery confirmed

Payout released after the carrier confirms delivery to the buyer's address.

$2,000+

Signature confirmed

Payout released after delivery plus signature confirmation from the buyer.

All eligible payouts are batched and sent every Monday. Funds typically arrive in your bank account within 1–3 business days after transfer.

Section 4

Why payouts can be delayed

If your payout is delayed, you'll see the reason clearly in your dashboard. Here are the most common causes and how to resolve them.

Missing or invalid tracking

Upload a valid tracking number as soon as you ship. Orders without tracking cannot be released.

Add tracking in your seller dashboard.

Delivery not confirmed

Orders $500+ require carrier delivery confirmation before payout is released.

Use a carrier that provides delivery scans.

Signature required

Orders $2,000+ require signature confirmation. Make sure you select a signature-required shipping method.

Choose a signature-required service when shipping.

Buyer dispute opened

If a buyer opens a dispute, your payout is temporarily held while the case is reviewed.

Respond promptly to any dispute notifications.

Fraud review triggered

Unusual order patterns may trigger an automatic review. Most reviews are resolved quickly.

Ensure your listings are accurate and your account is verified.

Stripe verification pending

Stripe may request additional identity or business information to comply with financial regulations.

Complete all Stripe verification steps in your payout settings.

Payout setup incomplete

You must complete Stripe Connect onboarding before any payouts can be released.

Go to Payouts → Complete payout setup.

Section 5

Example payout breakdown

Here's a real example showing exactly how a $20 sale is calculated for a Basic plan seller.

Item price$20.00
Shipping$4.00
Stripe processing fee (2.9% + $0.30)−$0.88
Marketplace fee (Basic 7%)−$1.40
Net payout$21.72

This is an example only. Your actual payout depends on your subscription tier, shipping cost, and whether the buyer is domestic or international. Tax is paid by the buyer and is not included in your payout.

Section 6

Frequently asked questions

Ready to start selling?

Set up your payout account and list your first card in minutes.

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